Terms and Conditions of Use of Our Website

I. Introduction

These terms and conditions govern your use of this web site. By using this web site, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this web site.

This web site uses cookies. By using this web site and agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of our Cookies and Privacy Policies.

Comergon (hereby referred to as “we”, “us”, “our” or “ourselves”) is a licensed Insurance Broker registered in Athens, Greece. Our full trading details are as follows:

Comergon SA | Risk Managers | Insurance Brokers
9 Brahamiou Street, Marousi 151 24, Athens, Greece
VAT: 095652952

Our Broker Licence number is 227848 / 38 has been issued by the Athens Chamber of Professionals / Bank of Greece – Department of Supervision of the Private Insurance Sector.

Wherever the term Comergon is used in this document or this web site, it will mean the corporate entity mentioned above.

II. License to Use the Web Site

Unless otherwise stated, we and / or our licensors own the intellectual property rights in this web site and on the relevant content. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from this web site for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish content from this web site (including republication on another web site);
  • sell, rent or sub-license content from the web site;
  • show any content from the web site in public;
  • reproduce, duplicate, copy or otherwise exploit content on this web site for a commercial purpose;
  • edit or otherwise modify any content on the web site; or
  • redistribute content from this web site [except for content specifically and expressly made available for redistribution].

Where content is specifically made available for redistribution, it may only be redistributed within your organisation.

III. Acceptable Use

You must not use this web site in any way that causes, or may cause, damage to this web site or impairment of its availability or accessibility; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this web site to copy, store, host, transmit, send, use, publish or distribute any content which consists of (or is linked to) any spyware, computer virus, trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this web site without our express written consent.

You must not use this web site to transmit or send unsolicited commercial communications.

You must not use this web site for any purposes related to marketing without our expressed written consent.

IV. Restricted Access

Access to certain areas of this web site is restricted. We reserve the right to restrict access to other areas of this web site, or indeed this entire web site, in our discretion.

If we provide you with a user ID and password to enable you to access restricted areas of this web site or other content or services, you must ensure that the user ID and password are kept confidential.

We may disable your user ID and password in our sole discretion without notice or explanation.

V. User Content

In these terms and conditions, “your user content” means content (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this web site, for whatever purpose.

You grant to us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to us the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or us or a third party (in each case under any applicable law).

You must not submit any user content to the web site that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

We reserve the right to edit or remove any material submitted to this web site, or stored on our servers, or hosted or published upon this web site.

Notwithstanding our rights under these terms and conditions in relation to user content, we do not undertake to monitor the submission of such content to, or the publication of such content on, this web site.

VI. No Warranties

This web site is provided “as is” without any representations or warranties, expressed or implied. We make no representations or warranties in relation to this web site or the information and material content provided on this web site.

Without prejudice to the generality of the foregoing paragraph, we do not warrant that:

  • this web site will be constantly available, or available at all; or
  • the information on this web site is complete, true, accurate or non-misleading.

Nothing on this web site constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional. For advice on insurance, we are always at your disposal.

VII. Limitations of Liability

We will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this web site:

  • to the extent that the web site is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if we have been expressly advised of the potential loss.

VIII. Exceptions

Nothing in this web site disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this web site disclaimer will exclude or limit our liability in respect of any:

  • death or personal injury caused by our negligence;
  • fraud or fraudulent misrepresentation on the part of us; or
  • matter which it would be illegal or unlawful for us to exclude or limit, or to attempt or purport to exclude or limit, its liability.

IX. Reasonableness

By using this web site, you agree that the exclusions and limitations of liability set out in this web site disclaimer are reasonable.

If you do not think they are reasonable, you must not use this web site.

X. Other Parties

You accept that, as a limited liability entity, we have an interest in limiting the personal liability of our officers and employees. You agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the web site.

You agree that the limitations of warranties and liability set out in this web site disclaimer will protect our officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as ourselves.

XI. Unenforceable Provisions

If any provision of this web site disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this web site disclaimer.

XII. Indemnity

You will hereby indemnify ourselves and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute on the advice of our legal advisers) incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

XIII. Breach of these Terms and Conditions

Without prejudice to ourselves or other rights under these terms and conditions, if you breach these terms and conditions in any way, we may take such action as we deem appropriate to deal with the breach, including suspending your access to the web site, prohibiting you from accessing the web site, blocking computers using your IP address from accessing the web site, contacting your internet service provider to request that they block your access to the web site and/or bringing court proceedings against you.

XIV. Variation

We may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this web site from the date of the publication of the revised terms and conditions. Please check this page regularly to ensure you are familiar with the current version.

XV. Assignment

We may transfer, sub-contract or otherwise deal with our rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

XVI. Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

XVII. Entire Agreement

These terms and conditions constitute the entire agreement between you and us in relation to your use of this web site and supersede all previous agreements in respect of your use of this web site.

XVIII. Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with Laws of Greece and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Athens.

XIX. Registrations and Authorisations

We are registered with the Athens Chamber of Professionals. Our registration number is 227848 / 38. You can contact the Chamber if you need to verify, at https://www.eea.gr/home-en/.

We are subject to the supervision of Bank of Greece – Department of Supervision of Private Insurance Sector.

We are registered with Hellenic Insurance Brokers Association (HIBA). Our professional title is ‘Risk Managers – Insurance Brokers’ and it has been granted in Greece.

Our Tax Number is 095652952.

Our licensing extends to the territories of the Hellenic Republic (Greece) and the Republic of Cyprus (Cyprus).

XX. Comergon’s Details

Our full name is Comergon SA | Risk Managers | Insurance Brokers.

Our registered address is 9 Brahamiou Str., Marousi 15124, Athens, Greece.

You can contact us by email to info@Comergon.gr or by telephone to +30 210 6196525.

XXI. Version

This is version 2.04 / 23022022 of our “Terms & Conditions of Use of Our Website” agreement.


Comergon SA | Risk Managers | Insurance Brokers, ©1997-2023